The CFPB should not classify identifying information such as credit header information as a consumer report, CUNA wrote in response to a request from other groups that the CFPB issue an advisory opinion to define credit header data as a consumer report.
Credit headers should not be classified as consumer reports
May 8, 2023
01
Hidden Risks in Low CU Scores
Low CU scores do not guarantee the absence of significant appraisal inaccuracies.
02
Navigating the New Norm: A Balanced Approach to Risk
Intelligent valuation management is the key to balancing credit and collateral risk.
03
The Mortgage Industry’s Current State: A Call for Change
Appraisal management needs a paradigm shift.